Home Insurance

What is Home Insurance

Home Insurance covers any loss or damage to residential building including its contents caused by fire, lightning, explosion, aircraft and other aerial devices and/or articles dropped therefrom, impact damage caused by any road vehicles or animals including road vehicles or animals belonging to or under the control of the insured or any member of his family, water damaged caused by bursting or overflowing of domestic water tanks or pipes, theft accompanied by actual forcible and violent breaking into or out of a building or any attempt thereat, hurricane, cyclone, typhoon, windstorm, earthquake or volcanic eruption.

It also covers the legal liability of the owner and/or the tenant of the building for any bodily injury or property damage to third party including breakage of glass and damage to servant's property caused by the insured event.

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